About Payah Business Club

Payah Business Club is an exclusive virtual community designed for entrepreneurs, offering networking opportunities, business education, mentorship, webinars, accountability support, valuable business resources, and access to a thriving network of entrepreneurs, professionals, and business leaders.

By registering for membership and paying the applicable fees, you agree to these Terms and Conditions.

Membership Eligibility

Membership is open to individuals who:

• Own, operate, manage, or aspire to build a business or professional career;

• Agree to abide by Payah Business Club's values, policies, and code of conduct.

Payah Business Club reserves the right to approve, deny, suspend, or terminate any membership application at its discretion.

Membership Fees

Payment

Members shall pay the applicable membership fee as published by Payah Business Club.

Membership Term

Membership is valid for the period purchased (monthly, annual, or lifetime where applicable).

Renewals

Where recurring subscriptions apply, memberships will automatically renew unless cancelled before the renewal date.

Failed Payments

Payah Business Club reserves the right to suspend access to the club benefits where payment is unsuccessful or overdue.

Refund Policy

Membership Fees

Membership fees are generally non-refundable.

Exceptional Circumstances

Refund requests may be considered within seven (7) days of payment where:

• Access to the Club was not provided;

• Duplicate payments were made;

• A technical error occurred.

The decision of Payah Business Club regarding refunds shall be final.

Member Benefits

Depending on membership level, members may receive:

• Access to virtual networking events;

• Business webinars and workshops;

• Mentorship opportunities;

• Community discussion groups;

• Digital business resources;

• Accountability and growth programs;

• Special partner offers and discounts.

Benefits may change from time to time without prior notice.

Virtual Community Guidelines

Members agree to:

• Maintain professionalism and respect at all times;

• Participate constructively in discussions;

• Respect differing opinions;

• Use appropriate language during meetings and community interactions;

• Follow instructions provided by moderators and administrators.

Members must not:

• Harass, intimidate, or discriminate against others;

• Share offensive, abusive, or inappropriate content;

• Disrupt virtual events or meetings;

• Engage in spam, excessive self-promotion, or unsolicited marketing;

• Misrepresent themselves or their businesses.

Business Promotion Rules

Members may promote their businesses only through channels and opportunities designated by Payah Business Club.

Payah Business Club reserves the right to remove promotional content deemed inappropriate, misleading, excessive, or inconsistent with the Club's values.

Confidentiality

Members may have access to sensitive business information shared within Payah Business Club.

Members agree to:

• Keep confidential information private;

• Not distribute recordings, screenshots, presentations, or proprietary materials without permission;

• Respect the privacy of fellow members.

This obligation continues after membership ends.

Intellectual Property

All Payah Business Club materials including:

• Training content;

• Presentations;

• Videos;

• Templates;

• Guides;

• Branding and logos;

remain the exclusive property of Payah Business Club.

Members may not reproduce, sell, distribute, publish, or share Payah Business Club materials without written consent.

Recording and Media Consent

Payah Business Club may record:

• Virtual meetings;

• Training sessions;

• Webinars;

• Networking events.

By participating, members grant permission for their voice, image, comments, or likeness to appear in recordings used for educational, promotional, or operational purposes.

Members who do not wish to appear may disable their camera or notify Payah Business Club in writing.

No Business Guarantee

Payah Business Club provides education, networking, and support opportunities only.

Payah Business Club does not guarantee:

• Business success;

• Revenue growth;

• Client acquisition;

• Funding;

• Partnerships;

• Investment opportunities.

Individual results vary based on effort, experience, market conditions, and other factors.

Limitation of Liability

To the fullest extent permitted by law, Payah Business Club, its founder, employees, moderators, partners, and affiliates shall not be liable for:

• Business losses;

• Loss of profits;

• Data loss;

• Indirect or consequential damages;

• Disputes arising between members.

Participation in Payah Business Club activities is entirely voluntary and at the member's own risk.

Membership Suspension and Termination

Payah Business Club may suspend or terminate membership without refund if a member:

• Violates these Terms;

• Fails to pay membership fees;

• Engages in unethical conduct;

• Harms the reputation of the Club;

• Violates community guidelines.

Upon termination, access to Payah Business Club's platforms, resources, and events may be immediately revoked.

Privacy and Data Protection

Payah Business Club may collect and process personal information necessary to:

• Manage membership;

• Process payments;

• Communicate with members.

Member information shall not be sold to third parties and shall be handled in accordance with applicable data protection laws.

Amendments

Payah Business Club may update these Terms and Conditions at any time.

Members will be notified of changes through email, the community platform, or Payah Business Club's website.

Continued participation after notification constitutes acceptance of the revised Terms.

Acceptance

By registering, making payment, or participating in Payah Business Club activities, you confirm that you have read, understood, and agreed to these Terms and Conditions.